Service Agreement

This Service Agreement (“Agreement”) is a binding contract between you (“User”) and the Company (“we”) governing your use of. By registering or accessing the platform, you agree to all terms. If you disagree, do not use the platform. This Agreement is effective upon first use and may be updated anytime; continued use constitutes acceptance.

General Risk Warning

Trading financial instruments, including but not limited to options, forex, commodities, indices, and cryptocurrencies, carries a high level of risk and may not be suitable for all investors. The value of financial instruments can increase as well as decrease rapidly, and you may lose all of the capital you invest — or in some cases, more than your initial deposit.

You should only trade with money that you can afford to lose entirely without affecting your financial stability or standard of living. Do not trade with borrowed money, retirement savings, emergency funds, or any capital that is essential to your financial wellbeing.

Past performance of any financial instrument, trading strategy, or signal is not indicative of future results. Market conditions change constantly, and historical data should never be relied upon as a guarantee of future performance. Quotex does not guarantee profits or returns of any kind from the use of our platform.

Trading Risks

Trading on the Quotex platform exposes users to a variety of financial risks. The following sections outline the primary categories of trading risk that all users must be aware of before engaging in any transaction.

Market Volatility

Financial markets are inherently volatile and unpredictable. Prices of assets can fluctuate dramatically within very short periods of time, sometimes within seconds, due to a wide range of factors including but not limited to:

• Economic data releases such as inflation figures, employment reports, and GDP data
• Central bank decisions on interest rates and monetary policy
• Geopolitical events including wars, elections, trade disputes, and sanctions
• Market sentiment and speculation driven by news, social media, or institutional trading activity
• Natural disasters or pandemics that disrupt global supply chains or economic activity
• Technological disruptions or cybersecurity incidents affecting financial infrastructure

Extreme market volatility can result in rapid and substantial losses that exceed your initial expectations. During periods of high volatility, the execution of trades may be delayed, and prices may differ significantly from quoted values. Quotex does not accept liability for losses resulting from market volatility or abnormal market conditions.

Leverage Risk

Quotex may offer leveraged trading products that allow users to control a position larger than their deposited capital. While leverage can amplify potential profits, it equally amplifies potential losses, and users can lose more than their initial investment when trading leveraged products.

For example, if you use 10:1 leverage, a 10% movement in the market against your position could result in a total loss of your invested capital. Traders who are unfamiliar with how leverage works should thoroughly educate themselves before using such features.

It is your sole responsibility to understand how leverage affects your positions. Quotex recommends that all users especially beginners start with lower or no leverage until they are comfortable with the risks involved. Never use leverage you do not fully understand.

Loss of Capital

There is a real and significant risk that you may lose all of the capital you invest on the Quotex platform. Trading is not a guaranteed way to earn income. Many retail traders lose money when engaging in active trading, particularly when dealing with short-term instruments such as binary options or high-frequency trades.

You should never invest funds that you cannot afford to lose completely. If at any point your trading activity results in losses that affect your financial health or emotional wellbeing, we strongly recommend that you cease trading immediately and seek professional financial guidance.

Quotex bears no responsibility for any financial losses incurred by users while using our platform. All trading decisions are made solely by the user, and all resulting profits or losses are the user’s responsibility alone.

No Financial Advice

Quotex does not provide financial advice, investment advice, tax advice, or legal advice of any kind. Nothing on our website, platform, mobile application, emails, notifications, or any other communication channel should be interpreted as a recommendation, endorsement, or solicitation to buy or sell any financial instrument.

Any market data, analysis, charts, signals, educational materials, or commentary provided on our platform are for informational and educational purposes only. They are not tailored to your individual financial circumstances, investment objectives, or risk tolerance.

Before making any trading or investment decisions, we strongly recommend that you:

• Consult with a qualified and licensed financial advisor who understands your personal situation
• Seek independent legal or tax advice where appropriate
• Conduct your own thorough research and due diligence
• Fully understand the nature and risks of the financial product you intend to trade
• Consider whether trading is appropriate given your experience level and financial circumstances

Reliance on any information provided on the Quotex platform for making trading decisions is entirely at your own risk.

User Responsibility

As a user of the Quotex platform, you accept full responsibility for all trading decisions made through your account. This includes, but is not limited to, the timing of trades, the selection of assets, the amount invested per trade, and the overall risk management strategy you employ.

You are solely responsible for:

• Maintaining the security and confidentiality of your account credentials, including your password and two-factor authentication details
• Ensuring that all personal and financial information provided to Quotex is accurate, current, and complete
• Understanding the rules, terms, and conditions of all products and features available on the platform before using them
• Complying with all applicable laws and regulations in your jurisdiction regarding online trading
• Monitoring your account activity and reporting any unauthorized transactions or suspicious activity immediately
• Determining whether trading is suitable for your personal financial situation and risk appetite

Quotex shall not be held liable for any losses arising from user negligence, misuse of the platform, or failure to follow responsible trading practices. It is your responsibility to trade safely and within your means at all times.

Technical Risks

Online trading platforms are dependent on technology infrastructure, internet connectivity, and third-party systems. As a result, there are inherent technical risks that users should be aware of when using the Quotex platform.

These technical risks include but are not limited to:

• Internet or network disruptions that may interrupt access to the platform during active trading sessions
• Platform downtime or maintenance which may temporarily prevent trade execution or account access
• Software bugs or errors that may result in inaccurate price quotes, delayed order execution, or incorrect account data
• Cybersecurity threats such as hacking, phishing, malware, or distributed denial-of-service (DDoS) attacks
• Device or hardware failures on the user’s end that may result in missed trading opportunities
• Data feed interruptions from market data providers that may cause temporary price discrepancies

Third-Party Risks

Quotex may integrate with or rely upon third-party service providers for payment processing, data feeds, identity verification, and other essential platform functions. The actions, failures, or misconduct of third-party providers are beyond our direct control, and users should be aware of the risks associated with these external dependencies.

Third-party risks may include:

• Payment processor failures that delay or prevent deposits and withdrawals
• Data provider errors that result in inaccurate or delayed market information
• Banking partner restrictions that may limit transaction capabilities in certain regions
• Third-party security breaches that may expose user data or financial information

Regulatory Risks

The online trading industry is subject to an evolving and complex regulatory environment. Laws and regulations governing financial services, online trading, digital assets, and data privacy vary significantly across jurisdictions and may change without prior notice.

Regulatory risks that may affect users of the platform include:

• Changes in trading laws in your country or region that may restrict or prohibit the use of certain financial products
• Taxation changes that may affect the tax treatment of trading profits or losses
• Licensing or compliance changes that may require Quotex to modify or discontinue certain services
• Government-imposed restrictions on digital assets, foreign exchange, or capital flows
• Regulatory actions taken against the platform or its partners that may impact operations

Acknowledgment of Risk

By registering an account and using the platform, you explicitly acknowledge and agree to the following:

• You have read, understood, and accepted this Risk Disclosure Statement in its entirety
• You understand that trading involves significant financial risk and that you may lose all of your invested capital
• You confirm that you are trading with funds that you can afford to lose without impacting your financial stability
• You acknowledge that Quotex does not provide financial, investment, tax, or legal advice of any kind
• You accept full responsibility for all trading decisions made through your account
• You are aware of the technical, regulatory, and third-party risks associated with online trading
• You confirm that you are of legal age and legally permitted to engage in online trading in your jurisdiction
• You agree that past performance is not a guarantee of future results and that no promise of profit has been made to you

If you do not accept these risks or are uncertain about the suitability of trading for your circumstances, we strongly urge you to refrain from using the Quotex platform. Trading is not appropriate for everyone, and your financial wellbeing should always come first.